We Paid it Off!

Proverbs 22:7 “The rich rules over the poor, and the borrower becomes the lender’s slave.”

Yesterday was a huge day for us! After submitting one last payment of $1,200 our student loans are completely paid off, and we have no debt, except our house!

It’s been a year and a half since we decided to aggressively pay off our student loans. Our goal was to have it done in about 10 months, and we adjusted our budget and cut A LOT out of it, but there have been lots of financial bumps in the road, so even though it’s later than we planned and hoped, we made it! Continue reading “We Paid it Off!”

Not Debt Free By December

My husband and I made it a goal at the beginning of 2016 to have all of our debt (excluding our mortgage) paid off by 2017.

Although we made HUGE progress by paying off all of my student loans, it looks like we will be coming up a bit short. This year has been full of unexpected expenses, but thankfully we have been able to pay cash for most of the things that needed to be done because of the way we had been handling our finances. Unfortunately that meant that sometimes we couldn’t be as aggressive with student loans as we wanted to be.

I am not discouraged though. At least not anymore. Continue reading “Not Debt Free By December”

Debt Free by December

We made a big decision this year: we are going to pay off all of our debts outside of our mortgage, the biggest debt being our student loans. This is huge because many people are still paying off student loans well into their 40s.

With all the talk of student loan forgiveness, there is something I want to say. Unless someone personally came to me and offered to pay my student loans in full from their own account, I would not accept any student loan forgiveness. Rather, I accept the consequence of my choices.

Regardless of if people think college is affordable or not, there are ways to make it out debt free. There are tons of scholarships and grants available. I knew that when Continue reading “Debt Free by December”

The Burden of Adulthood



I think being an adult is really great. There is a sense of freedom that I never knew until I became an adult; I love having that freedom. But when you become an adult, certain things are expected of you…things like paying your bills, making money to pay said bills, not spending more money than you have, etc. And if you do those things (plus some others), you might be considered Continue reading “The Burden of Adulthood”