We Paid it Off!

Proverbs 22:7 “The rich rules over the poor, and the borrower becomes the lender’s slave.”

Yesterday was a huge day for us! After submitting one last payment of $1,200 our student loans are completely paid off, and we have no debt, except our house!

It’s been a year and a half since we decided to aggressively pay off our student loans. Our goal was to have it done in about 10 months, and we adjusted our budget and cut A LOT out of it, but there have been lots of financial bumps in the road, so even though it’s later than we planned and hoped, we made it! Continue reading “We Paid it Off!”

Not Debt Free By December

My husband and I made it a goal at the beginning of 2016 to have all of our debt (excluding our mortgage) paid off by 2017.

Although we made HUGE progress by paying off all of my student loans, it looks like we will be coming up a bit short. This year has been full of unexpected expenses, but thankfully we have been able to pay cash for most of the things that needed to be done because of the way we had been handling our finances. Unfortunately that meant that sometimes we couldn’t be as aggressive with student loans as we wanted to be.

I am not discouraged though. At least not anymore. Continue reading “Not Debt Free By December”

A Guide to Garage Saling

Our city holds city-wide garage sales twice a year, and my husband and I get so excited.

I am by no means above pre-owned anything. If I can get something in good condition for a great deal, I don’t care if I’m the tenth owner of the item, so garage saling is totally my thing!

This year I got something amazing!!! Continue reading “A Guide to Garage Saling”